I feel compelled to write this review because the ratings of 1 and 2 starts that I am seeing are totally unjustified. It is no secret that YNAB is moving from a desktop based application to a web based application, and the company has been telling their customers for 2 years that it was coming. The desktop version was built on the aging Adobe Air platform for cross-compatibility with Windows and Mac, and that approach just was not going to last forever. The YNAB Classic app is the original app that works with the YNAB4 desktop platform. I have been using YNAB4 and this app since they came out in 2012 and have been extremely happy with them. This app was built to sync with the desktop software via wireless network or Dropbox, and has served me well for almost 4 years now. This app used to receive rave reviews, and the current negative reviews seem directed more at the company’s new web based business model. If you don’t like that model, then look for another budgeting product. But nothing has changed about this app. It still works just as well with the legacy YNAB4 desktop software as it always has. If you are using the new web based YNAB, then this is the wrong app and you need the one that is simply named YNAB. I just want any potential new YNAB customers to understand the difference here and to not be unduly influenced by these negative reviews. The new web based YNAB is still going through some growing pains, but in my opinion YNAB still remains the best choice for anyone interested in the envelope approach to budgeting.