This app is only good insofar as it is tied to the desktop app. The whole process makes budgeting simple which is great, but its also that simplicity that creates every reason to include all functions in the mobile app. It should be an iOS version of the desktop app that does everything the desktop app does. So people who prefer the desktop app, will work on their computers and people who prefer working on mobile, can use their phones.
But I have to presume the developer is doing it this way so that it is not obligated to give Apple a portion of its profits. And the end user loses out.
Rollingstone1974 about YNAB Classic, v3.2.5